| Louisiana was an early-adopter of state-funded grant
programs to help homeowners harden their roofs to better withstand intensifying
storms, reports the Washington Post (3/3/25, Phillips).
Alabama developed the approach, which is spreading to more states after it was
put in place in Louisiana and other storm-prone states in recent years. Meanwhile,
Louisiana is among states where surplus lines insurers are increasing filling a
coverage gap created by the departure of traditional insurers, reports IBA magazine (3/4/25, Sellers).
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