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Mar 04
Florida Looks to Insurance Reform

​Lawmakers in Florida want to reshape the state's imperiled property-insurance industry through a series of proposals this spring, reports the Insurance Journal (3/3/21, O'Connor). ​

Mar 04
Freeze Damage Could Hit $90 Billion in Texas

​Early damage estimates from the historic ice storm in Texas put potential losses at $90 billion, with about $20 billion of the total covered by insurance, reports IBA magazine (3/3/21, Grzadkowska).​

Mar 04
COVID Relief Includes Obamacare Expansion

​President Biden's pandemic-relief proposal includes a big expansion of the Affordable Care Act, reports USA Today (3/2/21, Groppe). More than 200,000 people have signed up for Obamacare plans during a recent special enrollment period, reports the Associated Press (3/3/21, Alonso-Zaldivar).​

Mar 04
Massive Flood-Control Project Will Kill Dophins

​A long-planned project to rebuild coastal land through diversion of Mississippi River water would save Barrataria Bay but could kill about one third of its dolphins by increasing water salinity, according to new research, reports the New Orleans Times-Picayune (3/2/21, Schlieffen). The $1.4 billion diversion could kill the marine mammals when it is operated at full strength, scientists concluded. ​​

Mar 04
FEMA to Shoulder Most Laura Clean-Up

The Federal Emergency Management Agency will cover 90 percent of the cost of clean-up from Hurricane Laura, reports the Associated Press (2/23/21). State Insurance Commissioner Jim Donelon issued a reminder to insurers of their obligations to policyholders as hurricane recovery continues, reports the Insurance Journal (3/3/21, South Central News).​​

Mar 04
Louisiana Eases COVID Rules as Neighbors Ditch Mask Mandates

​Texas and Mississippi are among four states to roll back mask mandates this week after steep declines in new COVID-19 infections, reports USA Today (3/3/21, Hayes). Some retailers in those states are keeping mask requirements and other measures in place, however. In Louisiana, Gov. Edwards loosened safety restrictions, but some restaurants in Baton Rouge say the benefit to business could be “negligible," reports The Advocate (3/3/21, Boone). This week's easing of pandemic rules is a move to the loosest restrictions in about a year, reports The Advocate (3/2/21, Karlin).​​

Mar 04
New Flood-Prevention Strategies In Development

Researchers at the University of Louisiana at Lafayette and Tulane University are working on new methods to reduce flood risks and improve floodplain management as part of a $15 million statewide effort, reports The Advocate (2/27/21).​​

Mar 04
Tropical Storm Forecasts to Start in May

​The National Hurricane Center will begin issuing tropical forecasts on May 15 instead of June 1 after the historic 2020 hurricane season, reports the New Orleans Times-Picayune (3/3/21, Schliefstein). Experts are considering pushing the official yearly start of the Atlantic hurricane season to mid-May but have not made a final decision, reports the Times-Picayune (2/26/21, Wells).​

Mar 01
Technical Advisory Archive - Information At Your Fingertips!

IIABL has over 20 years of Technical Advisories that have been sent to members. This is a wealth of information covering many topics. The IIABL Technical Advisory Archive gives you the ability to review and search technical advisory by subject. 

We hope you find this a valuable member benefit. 

Click HERE to start searching now using the search filter on our website.

Technical Advisory 346

LDI Regulation 30 - Certificates of Insurance Regulation 30 was originally promulgated by the Louisiana Department of  Insurance, Commissioner of Insurance, on April 23, 1969, and then amended LR 46:1687 in December 2020.

Click HERE to read Technical Advisory 346. 

Technical Advisory 347

Important Notice Regarding Open 2020 Hurricane Claims; 180-Day Notice Requirement; Homeowners Loss Settlement Provisions Some policyholders who suffered losses from the unprecedented tropical storms of 2020 have not finalized claim settlements or finalized repairs. In about 20 days, we will mark 180‐days since Hurricane Laura devastated Louisiana. One of several Loss Settlement provisions in certain Homeowner’s policies require written notice to the insurance company of the policyholder’s intent to repair or replace the damaged building in order to protect their right to recover the difference between Actual Cash Value settlement and Replacement Cost settlement.

Click HERE to read Technical Advisory 347​

Technical Advisory 348

Time Periods for Proof of Loss Submission and for Completion of Repairs Under Replacement Cost Coverage For Damages Related to Catastrophic Events Bulletin 2021-02 is issued by the Louisiana Department of Insurance (LDI) and is addressed to all authorized (admitted) and approved unauthorized (surplus lines) insurers that provided property coverage to Louisiana citizens who were impacted by the multiple catastrophic events of 2020 resulting in property damage claims by their policyholders. 

Click HERE to read Technical Advisory 348.​
Mar 01
Commissioner Donelon Names New Executive Counsel and Deputy of Public Affairs

Insurance Commissioner Jim Donelon announced today his appointments of James “David" Caldwell, Jr. as Executive Counsel and Rebecca Mowbray as Deputy Commissioner of Public Affairs.

“The Louisiana Department of Insurance is lucky to have recruited someone of David's caliber and experience to the Executive Counsel position," said Donelon. “His work in both the public and private sectors as a prosecutor and as a civil litigator gives him a broad base of experience, and his extensive background in criminal investigations will be invaluable to the department as we continue our work in protecting consumers from scam artists."

Caldwell served as Deputy Director of the Criminal Division of the Louisiana Department of Justice from 2008 to 2016. In that role, he was responsible for the daily operations within the Criminal Division, which included oversight of the Medicaid Fraud, Insurance Fraud and Investigations divisions, and drafted legislation on behalf of the department. While at the justice department, he created the Public Corruption and Special Prosecutions Division in 2008 to address the need for focused state enforcement of public corruption and complex white-collar crimes in the state and led the group as its director. Most recently, he has worked in private practice and as Field Counsel for Liberty Mutual Insurance Company in Texas.

Caldwell earned a Juris Doctorate from Tulane Law School and studied English and Russian at Louisiana State University.

Mowbray covered property insurance issues and rebuilding for the Times-Picayune after Hurricane Katrina. She worked as a journalist for more than 15 years at the Times-Picayune, the Houston Chronicle, and other publications. Most recently, she served as Assistant Inspector General for Inspections and Evaluations at the City of New Orleans Office of Inspector General.

“Rebecca has really been in the trenches of insurance issues since she covered the aftermath of Hurricane Katrina," said Commissioner Donelon. “Through her work in journalism, she has honed the ability to make complicated subjects relatable to general audiences and has a keen grasp on what information is important to consumers looking for assistance. I am happy to welcome her to the team."

Mowbray earned a master's degree in journalism at Northwestern University and a master's in international relations at Tufts University. She studied political science and English at Skidmore College.

About the Louisiana Department of Insurance: The Louisiana Department of Insurance works to improve competition in the state's insurance market while assisting individuals and businesses with the information and resources they need to be informed consumers of insurance. As a regulator, the LDI enforces the laws that provide a fair and stable marketplace and makes certain that insurers comply with the laws in place to protect policyholders. You can contact the LDI by calling 1-800-259-5300 or visiting To unsubscribe send an email to

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No, this isn't actually my picture. I just haven't gotten around to updating this section. It's good to know that someone is reading every last word though. Thanks!